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		<title>Independent Mortgage Systems</title>
		<description>Australian Independent Mortgage Web Site</description>
		<link>http://independentmortgage.com.au</link>
		<lastBuildDate>Wed, 07 Jan 2009 06:45:52 +0100</lastBuildDate>
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			<title>Fixed Rate Pain Increases</title>
			<link>http://independentmortgage.com.au/content/view/58/2/</link>
			<description>Just today we had a client with a $320,000 fixed rate with 4 years to run..... break cost from Westpac...</description>
			<category>Comment - Latest</category>
			<pubDate>Thu, 18 Dec 2008 12:06:25 +0100</pubDate>
		</item>
		<item>
			<title>Split Pricing Attack</title>
			<link>http://independentmortgage.com.au/content/view/57/2/</link>
			<description>In my article Has the Bubble Burst on the 7th August I raised the issue of lenders splitting the pricing...</description>
			<category>Comment - Latest</category>
			<pubDate>Wed, 26 Nov 2008 14:14:56 +0100</pubDate>
		</item>
		<item>
			<title>Where Will Rates Bottom</title>
			<link>http://independentmortgage.com.au/content/view/56/2/</link>
			<description>I read with great interest an article today by Rory Robertson, Interest Rate Strategist at Macquarie, who says  Some...</description>
			<category>Comment - Latest</category>
			<pubDate>Fri, 10 Oct 2008 14:42:08 +0100</pubDate>
		</item>
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			<title>SMSF Borrowing</title>
			<link>http://independentmortgage.com.au/content/view/55/2/</link>
			<description>The laws which removed some of the prohibitions on SMSF (Self Managed Super Funds) borrowing were enacted last year and...</description>
			<category>Comment - General Comment</category>
			<pubDate>Wed, 17 Sep 2008 17:25:36 +0100</pubDate>
		</item>
		<item>
			<title>Bank Profits</title>
			<link>http://independentmortgage.com.au/content/view/54/2/</link>
			<description>I just couldn&amp;#39;t resist this from the latest RBA chart series   </description>
			<category>Comment - Latest</category>
			<pubDate>Wed, 03 Sep 2008 14:31:25 +0100</pubDate>
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